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Economic News

Strategic Business Plan Template – Dollars and Sense

If a person looks on the Internet, they can find just about anything they want. Sometimes these things are free, something they cost a few dollars, but it is all out there for the taking. When looking for a strategic business plan template that will serve the business owners purpose, it is important to know what aspects of the business plan are necessary for that particular business.
Financial Strategy (Dollars)
Money is behind everything, especially a new business. Regardless of how the money is going to be obtained, the new business owner must make detailed plans of how much they need and where they plan to get the money needed to launch the business. It will also let them know right off the bat if launching the business will even be feasible.
In addition, this strategy must be included for any investors or financial institutions approached for backing. No smart investor will commit a single penny to any company that does not have a clear plan laid out. Banks and other financial institutions will also want to see where the money is going to be spent. Even if a portion of the money is being used as a salary, list it as exactly that in the business plan.
Marketing Strategy (Sense)
This section of the business plan is just as important as the financial section. Having a great business idea and the money to get it started is all well and good, but unless the business is properly marketed, it will fail. Realizing most businesses will not realize immediate success, lay out the strategy to become a big fish in small pond until the business is established, then it is time to deal with the big boys in the same niche.
Everyone wants to be an immediate success, but getting a very small portion of a big niche is often not as profitable as dominating several small niches in the same business. When first starting out, market to those sectors, that when combined, can be just as profitable as dominating the main sector of the given niche. Eventually, the success in those smaller sectors will allow the business to rise to the top of the main sector.
Creating the proper strategic business plan template is the first step in starting a new business venture. Without this plan, the business will have little chance of success. Ideally, the business plan will lead the new business owner down the right paths and keep them focused on the success of the business. Without these targets and goals, they are merely flying by the seat of their pants. In order to give their new business the best chance for success their strategic business plan template needs to be smart with both aspects, dollars and sense.…

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General Article

Maximize Your Marketing Dollars With Great Mobile Marketing

Many different ideas can be meant when someone talks about mobile marketing. It means different things to different businesses, and it can be used in many different ways. The commonly accepted definition is promoting a business through the medium of mobile devices and cell phones. The following article will give you some helpful mobile marketing advice that works.

When creating content applicable to mobile marketing, make sure that your message is easy to understand and brief. Make all of your mobile marketing memorable and to the point.

Spending money to create a successful mobile website is worth the investment, because it will optimize your site for a variety of mobile devices. Developing an appealing and effective mobile site may be a major challenge. Have a qualified professional design your mobile site if you want it to work perfectly.

Enlist the help of friends and family to try out the effectiveness of intended advertising campaigns, mailings, websites and more. You could even pay someone to test it for you if you want an unbiased opinion.

Your mobile marketing campaign could use a mission statement, if for no other reason than to keep you focused on your goals. Stay with your principles to keep you on the right track.

Send mobile marketing messages during normal business hours. Even your very best customer will be irritated by receiving a text message in the early morning or late at night, no matter what the message says.

Mobile marketing is one of the best ways to watch your profits rise. Many people now use their mobile devices to check out social networking. This is an area with great potential for you to market your products and services. It is important to focus your marketing where your customers are.

Have a basic understanding of mobile devices if you want to develop a successful mobile marketing campaign so you may optimize your site and ads for a mobile platform. Start by getting different mobile phones and experimenting with them.

When you call or text someone, remember to personalize it and treat the person at the end of the phone with respect. Realize that is an issue and act accordingly.

Expert mobile marketers deploy various aspects of their marketing strategies in sequence. You should also take this approach for your company. Start with texting, progress to calling, proceed a bit further to videos and maintain this progression as you build your social network and expand your mobile marketing empire as far as it can reach. Try everything you can to reach potential customers.

It is important to have your own dedicated short code. This can be expensive, but it protects your brand. Dedicated short code is also legally protected, so the chances of someone stealing yours are slim.

As you have read above, mobile marketing does not mean the same thing to everyone. The definition of mobile marketing varies, but most people take it to mean sending marketing information through mobile devices. Apply the knowledge you’ve gained here to use mobile marketing to further your business.…

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General Article

Managing Money is Now Very Easy Using Personal Finance Tools

Managing Money is Now Very Easy Using Personal Finance Tools

Managing our budget and personal finance is now quite easy. You can very easily manage and maintain your budget using any one of the money management tools available today on the internet.

Initially making a budget for your personal finance was a completing tiring and hectic job that required many days of hard work. You must have used your pencil and paper to make a budget for your family. This will usually take many sleepless nights as you have to write down each and every single income and expense you have each month. Then again if you had to make a bit of change in your budget, you will have to start from the beginning.

But now, this is not the case. You can effectively use a software to manage your finance properly and very effectively too. All that you need to do is to make a bit of data entry in the beginning regarding your personal finance details. After this, the work is completely done by the personal finance management software that will develop a completely unique and effective budget for you in a few seconds. There is no more calculations with your pencil and paper. Everything has turned very easy. Thanks to the latest technology today.

So as it is very easy today to manage your finance using money management software then why wait for making personal financial budget and plan for yourself? Make a plan and enjoy the peaceful financially stable and secure future that is in coming for you in future.…

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Business Week

Entrepreneurs – Some Low Cost Business Ideas

You want to go into business, but you don’t have much money, or you don’t want to invest too much into a new business. So, what are a few low start up cost businesses that you can start?
Well, first of all there are some areas that will always have needs and small businesses can satisfy these needs. Top of the list are the service industries:
Services Industries: House and office cleaning, lawn mowing, ironing, window cleaning and pool cleaning. The key to success here is to check what is required in your local area. Work out first what you have skills at and want you want to do in the future. Now put some low cost adverts out onto supermarket and shop notice boards, free newspapers etc. Ask around your friends and peers and check what kind of demand there is. These are all locally based businesses so local advertising, which is cheaper, will keep your costs down for you.
Craft Selling: If you have some kind of craft skills, then this is the group for you to look at. This can include making and selling gifts, clothing, printing T shirts, artwork etc. Or you could even set up a business selling other peoples’ crafts! This is a slightly more expensive type of business to set up, because you have to not only buy your craft stock, but you also have to rent or lease some kind of retail outlet. This could range from eBay and etsy to boot sales, markets and kiosks.
Service Industries: If you have a skill and the required certificates and licences then some services such as the care and beauty areas are always in demand, whether you want to be a manicurist or senior carer, this is a low cost business start up. You need to network and make contacts that can refer your business as well as advertise.
Mobile Services: The last section of low cost start up companies, do require you to purchase a vehicle, but otherwise they are relatively easy to set up. This kind of business ranges from mobile caterers, car cleaners/detailers, car tuners, hair dressers, food delivers, dog grooming etc. The key to success here is to establish a good round or group of customers. This can be done, either by just booking a route in the case of mobile caterers or advertising and networking in the case of hair dressers and dog groomers.
Which ever low cost business you decide to start – good luck.…

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General Article

How to Tell If a Green Cleaning Product Is Actually Green

How to Tell If a “Green” Cleaning Product Is Actually Green

While I wrote an article describing how to tell which green cleaning solutions are the best. That article mentioned things to look for on a non-technical level (such as making sure that cleaning products that advertise themselves as being environmentally friendly list the ingredients in their products and to make sure that the ingredients are all natural and don’t have scientific chemical hard to pronounce ingredients in them, as well as others). This article however, mentions how to know if a product is actually environmentally friendly by using scales and rating sheets. The following are statics and measurements to use so you know if a green cleaning product is actually environmentally friendly:

a) Look for the Material Safety Data Sheet (MSDS), which is required for all consumable products. The MSDS is where companies have to tell the truth about their product. To find out what the information is about a certain cleaning solution, type the name of the product and the words MSDS into Google to find out how safe the materials in the products are.

b) Check the pH: The pH levels measure how much hydrogen ion concentration there is in a solution. A low pH means high hydrogen ion concentration and a high pH means that the substance has a low hydrogen ion concentration.

pH levels are measured from 0-14, which 7 (water) being neutral. If a substance when added to water increases the concentration of hydrogen ions, that means the pH level is lowered (this is substance is acidic) and if the substance decreases the concentration of hydrogen ions that means the pH level increases (the substance is an alkaline). So to simplify, a substance with a pH of 7 is neutral, a pH less than 7 is acidic and a pH level more than 7 is alkaline.

When looking for a cleaning product, don’t use products with a pH lower than 4 or higher than 10. Some examples of pH are: 0 is battery acid, 7 is the pH of water, and drain cleaner has a pH of 14. The MSDS should mention what the pH is (unless the cleaning manufacturer is trying to hide the pH of their product, in which case, you shouldn’t use consumable products where the company is hiding info. from you, such as the pH levels).

In case the MSDS doesn’t mention what the pH of a cleaning solution is, there are ways to find the pH yourself. You can tell the pH level of a substance based on the color. You can use Litmus paper; if the cleaning solution is acidic then the paper will turn red and if the cleaning product is alkaline then the paper will turn blue. Electronic pH meters are the best (and most accurate) way to determine pH levels. You can also use pH paper (and much like Litmus paper) the closer to the color blue the product is the lower the pH level and the more alkaline; and the more red the substance is the more acidic.

c) The last thing to look for is the Health Rating of the product. The MSDS will list the Health Hazard Rating of a product on a scale of 0 to 4 (0=safe, 4=bad). 0 to 2 is all you should use. If the MSDS has a list of numerous health risks then it’s recommended to not buy the product.…

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General Article

Solid Woodworking Tips And Advice From The Experts

If creating things from wood appeals to you, join the club. Many people would love to do just that, but don’t know how to do it. This will change for you, though. Everything you need to know about woodworking is in the article below. Keep reading to find out more.

Try making reusable sanding blocks by yourself. Use your scrap pieces of 3/4″ plywood and cut as many blocks as you need for the sandpaper grits you use the most. Your blocks should be 2.5 x 4.75. Spray adhesive on your blocks and also the cork square tile. Stick a block on your cork, then make certain you cut the cork flush with a utility knife. Put adhesive on a sheet of sandpaper and apply it on each block of cork. At the end, trim the sandpaper and label each block.

Different projects will require different types of wood. Some woods are not as strong as others. If you aren’t sure how a wood type will respond to your project plans, then you should research the wood before you begin.

When creating your budget, list any tools you may need. You may overlook this and not factor in the cost. Still, tools can get expensive, so you have to think about them.

Use tin snips to cut laminate that you are using for your projects. They will make it easy for you to cut quickly and easily and get the laminate to a size that is usable. Your tin snips will stay sharp if you only use them to cut the laminate.

Prior to applying glue, attempt a dry fitting. If you’re trying to fix things up after you have glue on your piece, there is a chance that you’re going to damage the project. Dry fitting your pieces will show you how the components fit together.

If your interior door’s hinges have wiggled loose, a simple fix is possible with nothing more than a golf tee. Take off the door, then remove the hinges. Then gently hammer the golf tee into the screw holes. Cut the golf tee off flush with the surface and put the door back on the hinges. The screw will be able to bite into the golf tee.

Always use the recommended size nail for your job. A large diameter nail can split the wood and ruin your project. Also, if you have a nail that isn’t big enough it’s nothing going to hold the wood right or penetrate it. So, it is important to determine the correct size nail for the job.

Carefully going over your plan is crucial with woodworking. Make sure that you understand them and that they are not missing pieces of information. If you’re not sure of what they’re saying, or they don’t seem to be complete, see if you can go to a store that specializes in home improvement to ask them for help.

As this article has shown you, woodworking is something that you can do if you just try. Fabricating something from beginning to end is a terrific feeling. No matter what you want to make, the knowledge here is sure to help. Make what you’ve dreamed about. Who cares whether or not you have a bird?…

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General Article

Cleaning Granite As a Home Improvement Process

Cleaning Granite As a Home Improvement Process

To homes with parts made of granite, the cleaning granite process is an essential part of its maintenance. Without it, the over all look of the houses will be negatively affected. If it won’t be properly cleaned and cared, it might as well be just replaced.

However, granite is too beautiful of a construction stone to just be substituted by other construction materials. For sure, it is because of its beauty why it was installed in the first place. So why leave it in a not-so-good condition and waste a beautiful piece? Apart from that, granite and its installation cost rather high. If you will have it installed and be replaced, you will be just wasting money. And so, replacing granite is not the best course of action to take. 

The logical option left for you to do is restore that granite surface. By restoring its luster, you can improve your home without losing the element of elegance that granite radiates. No doubt, it will serve your home in a whole new different level.  

So, if you will implement the cleaning granite process, why not do it effectively? Only then can you be sure to get something really positive and beneficial out of it. It will not only be good to your home but also to you as a person. Wouldn’t it be nice to live in a beautiful and clean place? In a different aspect, that’s what effective cleaning of granite can offer you.

But how can you have its benefits? How can you clean granite effectively?

Prepare Yourself – There is a lot to be done to complete the cleaning process. That means a lot of work for you which will consume a quite a deal of your time and energy. Though it wouldn’t take whole day to get the cleaning done, you still need to allot some time for it. And though you wouldn’t need to have bulging muscles to get it completed, still you need to exert effort for it.

Collect everything that the process needs – This involves collecting the tools needed before you start cleaning granite. Also purchasing a cleaning product specifically for granite is under this. The lack of any of them has negative effects to whole process. No matter how small of a negative effect it is still it can contribute to its possible failure.

Outline the steps that you will need to implement – There are so many things that could damage granite in one way or another. And that means that each one will need a different set of steps to get treated or fixed. If you will outline the tasks that you will need to carry out for the situation at hand, you can have a guide which in turn will avoid mistakes in the implementation of the cleaning granite process.

To sum it all, to clean granite is to restore its luster. And because of that, it can be considered as home improvement process. However, before you can have its full effects, you first need to make the implementation of cleaning granite process really effective.…