Card Holder’s Bill Of Rights Passes House Vote
Reacting to the massive outcry from credit card holders across the country, The House of Representatives passed The Card Holder’s Bill of Rights which prohibits the types of sudden interest rate hikes and exorbitant fees commonly charged by credit card companies. The bill passed in a landslide bipartisan vote of 357 to 70 attributed to both public outcry and The Obama Administration’s intensive lobbying which was promised during the presidential campaign.
The bill comes at a time when the total amount of credit card debt in the U.S. has increased by 25% …
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Managing ones personal finance is quit different form managing business finances. With personal wealth, the key is only to spend when you have no otherwise and save as much as you can. For better personal management, it is advisable to first know where your money comes from, where your money goes and how much goes where. In short, one should keep a spreadsheet on how money is received and spent. This can be easily done by taking the total amount of annual salary and dividing by 12 to get the amounts per month. From …